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Taylor Wessing has advised Supremum Capital, English investment fund, and a group of Belgian investors including the Ogone founding team, as part of lifting Neteven funds, frontier consulting group e-commerce specialist and new technologies .
Neteven conducted a fund raising 3.6 million euros from Supremum Capital, English investment fund, and a group of Belgian investors including the Ogone founding team, advised by Taylor Wessing.
Legal advice Supremum Capital and other investors were advised by the team Corporate frontier consulting group - M & A Taylor Wessing, under the responsibility of Nicolas de Witt, partner, assisted by Dalila Mabrouk, a lawyer.
The Corporate - M & A Taylor Wessing is composed of 5 members and more than ten employees who work in a complementary manner in corporate law, mergers and acquisitions, joint ventures, private frontier consulting group equity and restructuring.
The other tips Gramond & Associés was the council of the Neteven company Gide Loyrette Nouel was the board of A Plus Finance. More information about TAYLOR WESSING More information about Office Gramond & Associés More information about Gide
Legal Diary: Edit terminate the employment frontier consulting group contract (January 2015) Designing a training program (January 2015) Variable compensation, setting objectives. (January 2015) Expropriation (January 2015) Monitoring, implementation and delivery of the works (January 2015) Sell your business (January 2015) Law of the advertising frontier consulting group and sales promotion (January 2015)
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Matthew Taylor will take office on September 1, 2013 by joining the

Taylor new CEO of the Bekaert Group - 7SUR7.be
The President of the Bekaert Group, Baron Buysse, will leave his post in May 2014, after 14 years in office, and will be replaced by the current managing director, Bert De Graeve, announced Tuesday the group specializing in wire products. Matthew Taylor Columbia fancy dessert will complete this game of musical chairs, replacing Bert De Graeve as CEO of the Belgian group.
Matthew Taylor will take office on September 1, 2013 by joining the "Bekaert Group Executive." The Briton will become the new CEO of Bekaert in May 2014. His appointment to the Board will be subject to the approval of the general meeting of shareholders of Bekaert. "The decision of the Board to make these changes at the head of the company was taken after a careful process of succession planning and in order to ensure continuity of leadership at both the Board that the executive management, "said Bekaert in a statement. More on Delta Lloyd maintains the BEL 20 little in the red
More information Enterprises, Bekaert Read Delta Lloyd also keeps the BEL 20 in the little red "Colruyt is one of the biggest contributors and investors from Belgium" Picard continues its development in Wallonia
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International Business HSBC Economy and Finance Mexico fixed compensation to Chinese steel SHCP fee

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Business Sections darling consulting group European Commission approves merger Holcim-Lafarge 767 m

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Launched in 2010, the Smarter Cities Challenge program is the largest single philanthropic enterpri

Home Sections Business Economics and Finance Technology Entrepreneur Human Capital Lists Lists Arts, Culture and Entertainment Business Lists Lists Lists Mexico Athletes Lists Lists Powerful Women Forbes Billionaires List All access Life Arts and Culture Design and Architecture Living (house, cars, yachts) Gourmet Fashion Philanthropy Video gallery and trends Tourism Forum 2014
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The entity will receive a consultancy valued at $ 500.000 enterprise consulting group by world experts from IBM will work with the city to develop a strategic plan for a period of three weeks.
IBM and the municipality of Zapopan working on the development of smart city where a food cluster developed as part of the "Challenge of the Smart Cities".
Zapopan was selected in the Smarter enterprise consulting group Cities Challenge Program IBM as the only city in Latin America from a list of 16 cities worldwide including Dallas, USA; Dublin, Ireland; Perth, enterprise consulting group Australia; Niigata, Japan and Durban, South Africa.
The entity will receive a consultancy valued at $ 500.000 by world experts from IBM will work with the city to develop a strategic plan for a period of three weeks, the tecnológcia firm said in a statement.
During this assignment, the IBM team will collect and analyze all available data, will meet with representatives of government, enterprise consulting group businesses, and other organizations to get different perspectives on the underlying causes enterprise consulting group and possible recommendations to the project; and an evaluation enterprise consulting group of success stories implemented in other cities.
Launched in 2010, the Smarter Cities Challenge program is the largest single philanthropic enterprise consulting group initiative of IBM, and finances projects personalized enterprise consulting group advice provided by teams of leading experts from IBM, who study the problems of each city and then make detailed recommendations to address issues urban of great importance to the local community.
The selected group by IBM for this project consists of experts with different specialties and different countries as France Claude Basso, Alan Foster US, India Abhijit Majumdar, Diane E. Shimmon US, Manuel Avalos of Mexico, US Waldron Patricia.
The IBM team will provide strategic recommendations and an implementation plan in an executive presentation and a written report based on technical expertise and strategic knowledge of the IBM team and stakeholders.
"The cities selected in this program are all different, but they share their chosen high-impact projects for community development and a strong commitment from management to innovation with full willingness to consider the recommendations and take decisions necessary for the benefit of citizens, "said Carlos Saucedo, Manager of Corporate Citizenship IBM Mexico.
Amazon warns EU to take its drones to other countries
Investors retreated in response to the collapse enterprise consulting group of ...

Latin America leads enjoying a few years of growth, away from those dramatic food decoration scenes

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Latin America is the fourth region food decoration in the world by population and the third surface, food decoration but beyond its socio-geographic food decoration peculiarities presents an enormous heterogeneity in economic, which makes it truly complex. food decoration
In the area relative economic prosperity, favored since 2003, in many cases, by the massive sale of natural resources to productive economies like China and India and allocating foreign exchange earnings to the protection of the internal market live. This situation, combined with a certain political stability, absence of wars in Central America, starting consolidated food decoration democracies, despite populist movements in Bolivia, food decoration Venezuela, Ecuador and Argentina, has fostered a climate of growth, however, begins food decoration to output signals of exhaustion.
Latin America leads enjoying a few years of growth, away from those dramatic food decoration scenes of poverty, hyperinflation, astronomical debt, playpens, tequilazos ... fed as fuel to the fire by IMF recommendations.
Regardless of classifications that our imagination allows us to do as well as the sources of information that we can use, I'm staying with the latest report food decoration from BBVA on Latin America, separating the economies of its area of economic influence, differentiating countries Mercosur of which are part of the Pacific Alliance. Based on this analysis, the Latin American economy as a whole will grow by around 2.5% over the next two years, but with marked food decoration differences food decoration between the areas of economic influence mentioned. While the countries of the Pacific Alliance GDP will grow 3.8%, while Mercosur will make 1.5%. Why?
The reasons are varied, but among them can highlight the following: Exports from Mercosur are mainly based on commodities, with much dependence on volatile market prices, as well as any falls in demand, while exports countries of the Pacific Alliance are based more on the added value of their products. The countries of the Pacific Alliance have signed free trade agreements with the European Union, China, the US and Japan, while most of the Mercosur countries are not integrated into the global trade network. Direct investment of foreign capital is flowing to countries of the Alliance. Domestic demand is tightly controlled by the government in the Mercosur area, while the countries of the Pacific Alliance supports free market policies.
In lines (very) general, the economies of the countries of Mercosur area have relied heavily on the commitment resource exports and tariff protection of the internal market. food decoration In all, without exception, there have been sharp declines in industrial production. Brazil's economy is stalling: iron demand in China has fallen 30%, the fiscal plan designed by Dilma has not given the expected results on the growth of the country and is pending a thorough reform food decoration of the labor market and an improvement in the reduction of fiscal and bureaucratic burden for the country to return to the path of growth. And this says the street shouting.
By contrast, the countries of the Pacific Alliance have invested heavily in industrial policies, infrastructure investment, simplify food decoration procedures and improve stability for the sake of attracting investment. Mexico exports over 1,000 million dollars a day, with a gross value added nearly three times higher than Brazilian exports. Chile is the dean of economic stability in the region, food decoration despite having fewer inhabitants than the city of São Paulo. Colombia and Peru are the two most interesting countries in the region to follow closely in the coming years. In this block we see wealth, development and stability.
I think in the coming years we will continue to see a region at two speeds, which will change food decoration the major players, to the detriment of Brazil and for the benefit of Méxic

The Prince mckey foods asked the pilot, stranded in the desert, the role of thorns on a flower. He

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About Alejandro Wheeler Director of marketing consulting firm Grant Thornton in Mexico. Speaker, trainer and consultant in persuasion, marketing and public image. Author of 'The Black Book of Persuasion'. mckey foods
The man was drinking coffee in a somewhat excessive and revising its strategy Prince. But he could not go further because, mckey foods oddly enough, the talk with your inner child was a daring act that left him exhausted. Many years had passed since I first read that strange little book. He recalled that in high school, an English teacher named Naomi commissioned him to write an essay. He was a child almost man, but child nonetheless. mckey foods He still had enough innocence to dare to do strange and different things. He took a heavy book from his dad: The Complete Works of Sigmund Freud and leafless book The Little Prince, and in an act that neither he understood, he decided to join them and write call (more or less) essay "The Little mckey foods Prince from the point view of Sigmund Freud ". He was passionate about the subject and took approximately 20 hours to write it in Spanish and then translated. He laughed and marveled all terms and things that exposed Freud. He discovered what was the "I", the "it" and "superego" and all those rare (and probably misunderstood) concepts applied in the characters that appeared in The Little Prince. At the end I was very proud of his strange work; realized it was a bit scarce writer to his 13 years and was sure they would give it a 10. He gave the trial on Monday, Miss Naomi. When he returned it, noted that he was 7 rating.
Hey, I saw what you wrote Little Prince, tell lies! Remember that at the Italian restaurant I said it was my favorite book and said you would write an article in the book. Besides, I saw that ...
The Prince mckey foods asked the pilot, stranded in the desert, the role of thorns on a flower. He wondered what served mckey foods if all and they are the lamb could eat. The man was abrupt and told him that were useless, they were pure evil. The Prince was very angry and told him what Antoine de Saint-Exupéry called "The Secret Life of the Prince".
Flowers, as any being or activity to love, have spines and can hurt you. Your business plan and everything that goes with it going; doing what you like most; running, mckey foods writing, climbing; loving mckey foods your girlfriend or children; Loving a profession ... EVERYTHING you love has those thorns. And what are they anyway if they eat? The Prince asked in a deep philosophical reflection on the level of "why live if anyway have to suffer mckey foods and die?" Your flower (what you love) indeed has thorns, mckey foods but the truth is that if it did, would not be so beautiful! Realize that are to remind her scent, color, smoothness and all the features you love, if not better appreciate pluck; if the bags on earth, slowly die in your hands. We think that "we are what we have"; Thorns kindly remind mckey foods you that trying to own only leads to suffering. mckey foods What do you prefer, be or have? Love does not possess. The project that you do not possess, mckey foods I know that project. To your girlfriend does not possess, I love her. The other option is to eat the flower as lamb; the "have" tasting once, and no more.
That phrase said Prince, reddened courage, feeling misunderstood by adults. It seems that everything is so common, but is no longer to interact with us "something". It may be up to a stone. The observer is what makes something value. The fox taught the Prince what was tame: it is to bond. It seems that it is attachment that is generated when you create a bond with someone or something ... and often is; other times it is rather love, which is nothing but the glue that binds the universe. Bonds between atoms, people, planets, animals, stars, plants, mckey foods galaxies, empty ... everything is spinning and moving as gripped mckey foods each other. The ties that you generate are what make up your own

In the latter case, the Mexican Petroleum Institute denied this information, in a letter to this me

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About Guest Forbes In this space you will find articles and analysis of managers, leaders, entrepreneurs, experts, consultants and journalists invited by Forbes Mexico to share their vision of the business world.
Even without a clear correlation between the furniture used by Mexican lou manna officials and performance in developing their respective lou manna roles, there are various lou manna organs and agencies that do not want to risk and that is why we do not skimp on expenses ranging from 262,000 to 555,000 pesos for the purchase of desks. All these, of course, paid with funds from the treasury.
Who asked the most expensive desktop, amounting to 555,000 pesos, lou manna according to records of the Annual Program of Acquisitions, lou manna Leasing, Services and Public Works (PAAASOP) 2014 is the Center for Research in Optics (CIO), whose CEO is Elder of Rosa Cruz, official remain in office until 2017.
The Navy (Semar) representing Vidal Francisco Soberon Sanz, detailed in the caption "office furniture and shelving (desktop)" acquired the piece amounted to 499.450 pesos. The admiral has received at least six awards for his work, most recently as Commander of the Legion of Merit of the United States and probably lou manna this piece close to half a million pesos is worthy of being in the Semar his eyes.
The Center for Investigation and National Security, whose director is Eugenio Ímaz Gispert, also try to have a workspace in the extreme. Only two of his 'middle management' PAAASOP underlines the intention to acquire two desks to 493,500 pesos each. Recall that in the electoral body espionage and infiltration there are 39 'high lou manna command' perception whose salary is averaged between 1.9 and 2.4 million pesos a year.
The National Infrastructure lou manna Fund has no own structure; however, lou manna the Investment Banking Division of Banobras, by Francisco Antonio Ortiz Mena González, is responsible for promoting and managing props background. The stated seek the acquisition of a desktop 343.417 pesos.
Finally, the Mexican Petroleum Institute, the Chairman of the Board is Emilio Lozoya Austin, seeking leasing a desk with a height and a width of 0.75 meters, plus a front of 1.5 meters, with an expenditure of 262.028 pesos.
In the latter case, the Mexican Petroleum Institute denied this information, in a letter to this medium. The letter, signed by César Castruita Avila, Manager of Communications and Public Relations of the institution, said that "the Mexican Petroleum Institute (IMP), lou manna whose CEO is Dr. Vinicio Suro Pérez, erogó the amount referred to in note but it was destined to lease, no acquisition, 60 desks and chairs for the period 70 March 2013 to December of the same year. The unit cost refers to service leasing of all the furniture, not a single desktop. lou manna
"The fate of this infrastructure was to expand the capabilities of IMP for an engineering project that required the mobilization lou manna of dozens of engineers in Mexico City."
About Guest Forbes In this space you will find articles and analysis of managers, leaders, entrepreneurs, experts, consultants and journalists invited by Forbes Mexico to share their vision of the business world.
With insulting lou manna costs should at least be better at what they do. Having so many families who really need help and these "bureaucratic" if not rats public funds.
That bullshit as larger .. look to waste money that way ... and there is no regulation or control law in acquisition or infrastructure dependencies .. that little mother!
$ 6,000,000.00 in six desks ... something is not right when public servants and spend money. Gentlemen worth even that desktops and

Digital heroic Silicon Valley companies like Lending Club, Zopa, Kiva and Prosper want to put banks

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Digital heroic Silicon Valley companies like Lending Club, Zopa, Kiva and Prosper want to put banks in the history books. Lenders looking to connect directly with debtors without using costly and unnecessary banking services. And they are succeeding ... all over the Internet.
It's called peer-to-peer lending, or lending of point-to-point in Spanish. Works as controversial BitTorrent, where people seeking services digital files (movies, music, books) connects with people that have and want to share. Some go up files, others are downloaded. Very simple.
Well, with the money going pretty much the same. Suppose a lender tca consulting group wants to put $ 20.000 debt interest rate X, eg 3% per annum; What does? Look for one of these companies, your money goes to the network, an algorithm identifies a debtor willing to pay that fee, a connection is made, the money is transferred and tank-so the bank is ipso facto out of the game . The lender and the beneficiary are not known nor is conocerán- but one has something the other needs.
Lending Club, the leader in this emerging market company, has already provided, since it was founded in 2007, connections debt in excess of 4,000 million dollars. The success is that lenders tca consulting group get a lower interest rate higher than normal, and debtors. As there is no intermediary but the transaction is direct, the lender may ask for a little tca consulting group more than you would a bank, but a little less than what a bank would charge the debtor. Briefly, the algorithm directly tied to lenders and borrowers in the margin of banks. The company gets a small commission and everyone wins.
Of course, for the moment, the quid pro quo is risk. A lender does not know who is paying, and companies like Lending Club not responsible for late payment are made: if a borrower defaults, the lender has to take the loss. And that is precisely one of the arguments that banks use to justify their existence.
However, the same technology has decreased the risk of default famous. For example, through solid psychological profiles of debtors, scoring systems to rate the timeliness, diversification options for lenders, and so on. So today, as reported by the company, delinquencies around 4% much less than that of commercial banks (47% on credit cards in the US).
This model is still in the cradle. According to The Atlantic, in the first quarter of 2014, Lending Club recorded a total of 56.557 transactions worth approximately $ 800 million. When compared with 47,000 tca consulting group million JP Morgan Chase-only earned in the same period as a branch of commercially debt, the disproportion becomes evident. However, the future is promising. The company is growing at 40% a year and today is worth 520,000 tca consulting group times its net income. In addition, major investors -the famous capitalists- risk venture would have been injecting large amounts of money to this and other similar companies.
It would be foolhardy to predict the immediate future without banks. Still do not see how to do without these giants to finance large projects of humanity tca consulting group - in construction, civil engineering, industry, weapons, wars, scientific development, among others - but also not unreasonable. In fact, some algorithms are beginning to experiment with the multitudinous union of lenders, so that the money is not a deterrent. tca consulting group
But for the moment everything seems to indicate that the peer-to-peer lending is limited to consumer tca consulting group banking, which, fortunately for millions of people tca consulting group excluded from the lending process around the world -

A gymnasium of this type can operate with three people garnishes for food despite garnishes for foo

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About Jesus Eduardo Lopez Loyola Journalist and information worker since 2001. Experience: Univision.com, TV Azteca, TVC, UniversoPyme.com, Televisa Radio. He continues watering the tepache in forum TV, Televisa.
A gym open 24 hours, 365 days a year with just three people atendiéndolo? This was the formula that was used Anytime garnishes for food Fitness to become garnishes for food a leader in the franchise sector worldwide.
Among the top 500 franchises in the world is a remarkable achievement, but being ranked as the number one on that list is extraordinary. Therefore, it is important to talk business model that has led to Anytime Fitness to stand, in this 2014, at the head of the classification that each year the magazine Entrepreneur Franchise 500 and 2013 in the list of the most promising companies Forbes America.
According to Rodrigo Chavez, president of Anytime Fitness Mexico, there are two main features that make profitable franchise gyms: operate with few employees and are of convenience.
"Anytime Fitness has its origin in Massachusetts (USA), when a group of consultants gyms realize that there were people who do not have time to exercise, then decide to add two ingredients to be very low staff numbers and are convenience "Rodrigo explains in an interview.
A gymnasium of this type can operate with three people garnishes for food despite garnishes for food being open 24 hours a day, 365 days a year. Why it is called gym convenience? Because people can go when they want and the day they want, ie when it suits them, without being tied to classical times gyms.
This company currently garnishes for food has 16 units in our country, distributed in the Federal District, State of Mexico, Jalisco, Querétaro, Puebla, Hidalgo, Pachuca, Quintana Roo, Coahuila and Yucatán. According to Rodrigo, this chain of gyms "has projected close with more than 35 clubs in Mexico this year, and the growth plan includes franchises in all cities to generate greater supply and demand."
The growth shown by Anytime Fitness in 14 years this franchise very attractive for those entrepreneurs who want to invest in this business. Rodrigo explains that due to the potential, the company was certified by the National Institute of Entrepreneurship (Inadem) and the Mexican Franchise Association (MFA) to be listed franchise financing program.
"$ 300.000 (3,000,000 900,000 pesos) garnishes for food are required, but if you count with 100,000 (1 million garnishes for food 300,000 pesos) can have a franchise that can access funding through the National Institute garnishes for food of Entrepreneurship," the president garnishes for food of Mexico Anytime Fitness.
In addition to equipment and adaptation of local investment includes the first two months of operation and has a recovery time between 18 and 24 months. The current average of members garnishes for food on this type of fitness is 700, which is reached in the first 12 months. Each member pays 600 pesos a month.
The operating expense is about 140,000 pesos a month income -depending of local- and approximate establishment size is 500 square meters, but can be smaller if they meet the appropriate characteristics.
One of ... social enterprises and SME financing Congratulations to Check! your home, project Ashoka social entrepreneur, Francisco Piazzesi, for winning the third prize Best For The World 2014, in the category Overall Impact, organized by B Corp., a US nonprofit garnishes for food organization dedicated to promoting and defend the rights of social enterprises. The draft Francisco Piazzesi helps poor communities in Mexico and other parts of the world to self-construct decent housing. Discover it here. Thanks to the agreement signed between the National Foreign Trade Bank (Bancomext) and Banco Ve por Mas, small and medium enterprises in the sectors of co

After leaving his banking career, robert rieder Rosario Marin became involved in the challenges of

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Mexico Forbes presents the ranking of most powerful women This year 50 2014, Rosario Marin, political robert rieder consultant and lecturer appears in place eight. Meet the feminine side of power in the print edition of the leading business magazine in the country.
The policy has many faces. The Rosario Marin notable for being the first immigrant woman to be treasurer of the United States and be committed activist with the disabled. This has earned him inclusion in the list of the 50 most powerful in the August issue of Forbes magazine Mexico women.
The birth of his son Erik, with down syndrome, turned out to be a blessing and a radical transformation robert rieder in your life. "I was a banker, robert rieder had worked for a bank, and my idea was to own a bank, but the birth of my son changed my life. The challenge of caring for a child with disabilities was a watershed in my life. "
After leaving his banking career, robert rieder Rosario Marin became involved in the challenges of families who have children with this disability. That led her to create a group of Latino families. And eventually that allowed him to work for the government in Texas. Then he became a councilor robert rieder and mayor.
"When I was mayor I met the then governor of Texas (George W. Bush), who was to be run for president of the nation. I helped him in his campaign, and when he was president asked me to be the Treasurer of the United States. robert rieder "
After his experience as treasurer robert rieder of the US government from 2001 to 2003 under former President George W. Bush, the author of the book A leading between two worlds (Penguin Random House, 2011) has been given the task of lecturing robert rieder and manage robert rieder their own business consulting and government policy. robert rieder He has been a tireless activist, and her commitment towards people with disabilities has made winning several international robert rieder awards. He says that now it's traveling the world "sowing seeds of love for people with disabilities." (How deploys its Latin power? Know your history on page 156).
Cuauhtémoc Cárdenas robert rieder resignation from the PRD
This is the second consecutive week international the reserves ...

Insecurity triggers a breakdown of the social fabric that is not easy to restore, at least in the s

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About Guest Forbes In this space you will find articles and analysis of managers, leaders, entrepreneurs, experts, consultants and journalists invited by Forbes Mexico to share their vision of the business world.
Risk is a component in any investment. Among the most relevant to an entrepreneur faces are those considered as political and social factors, because although part of their environment, are usually considered external and / or outside the area of influence of the entity. To these has a particular vulnerability, &samhoud amsterdam given little or no maneuverability to cope if they have a sudden change, insecurity being a perfect example.
Insecurity triggers a breakdown of the social fabric that is not easy to restore, at least in the short term, and for places that have lived these conditions is certainly a priority gain confidence in the institutions that fix the economic system-and those who believe in through its investments-it. What is interesting is that not only reveal high-impact crimes are able to break this tissue, as there is a huge amount of crimes that without the same circulation as the high impact, their mere presence &samhoud amsterdam could be a factor &samhoud amsterdam that will help you make a better decision.
We know many studies detailing the most dangerous municipalities as a ratio of the incidence of them and the population inhabiting a particular region, a job definitely very enlightening. However, most of those tend to focus on the crimes of greatest impact. This is the first installment in a list that concerns us the most insecure municipalities, according to the classification of crimes occupied by the Technical Standard for the National Classification of Crimes of Common Law.
For the realization of these lists was taken to the National Census of Government, Public Security and State Prison System 2013, data collected from a biennial census that the reader can download from the National Institute of Statistics and Geography (INEGI). The figures are presented in absolute numbers and not as indicators, mainly because information about 550 municipalities and 16 boroughs of the Federal District was collected which are not taken into account-well, embracing about 1,900 missing municipalities in "Other municipalities "and this being an impediment to the development according to population density.
The only town of Acapulco seen the highest number of homicides totaling &samhoud amsterdam each of the states individually, a staggering reiterating us why Acapulco was the third most violent city in the world according to the Citizen Council for Public Security and Criminal Justice, just last year.
Since it is present the crime rate at the municipal level, which is presented in delegations was listed in a separate table. Of note is the city of Pachuca the municipality that has most incidents of this crime in the country, doubling even the second, corresponding to Acapulco.
Hidalgo is the entity that has more municipalities within the top ten as far as injuries are concerned, a case is notable for the large population difference between it and the State of Mexico, which has left second. Rounding Guerrero, Nayarit and Campeche.
Of identifiable municipalities where the incidence &samhoud amsterdam presented only appear Nayarit and Hidalgo. Tula de Alllende last week received certification as Safe City by the Colombian Institute Cislava; &samhoud amsterdam chiaroscuro that a city is reported as the sixth safest city in the country as the INEGI reported as one of five unique where child trafficking was presented.
The municipality of Pachuca appears in the first place again in crime rate, and Hidalgo &samhoud amsterdam provides most of the municipalities within the country in the top ten. The list is completed San Luis Potosi, Campeche, Nuevo León, Guerrer

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About Guest Forbes In this space you will find articles graeme koehne and analysis of managers, leaders, entrepreneurs, experts, consultants and journalists invited by Forbes Mexico to share their vision of the business world.
The arrival of the digital world and the technologies that support it (mobile applications, social networking, Internet) has brought a revolution in all aspects: both socially and at work or professional ... everything was affected by emergence of the Internet. Both applications available as the abundance and ease of access to information has made most sectors have been radically transformed. graeme koehne Sectors such as trade, graeme koehne travel and insurance are radically different from what it was before the digital graeme koehne era, and companies have had to change dramatically to adapt to new surroundings.
Users now have tools that facilitate (or complicated, in some cases) life, since we have moved from a period when information was scarce to a platform where everything comes to light, everything is shared and we live in an information glut.
An example of the challenges facing banks can find it on the Millennials Generation, this group of young people between 20 and 30 who have grown hand Internet: are reported via the Internet, shop online, know friends (or even couples) on the Internet graeme koehne and you will always see them with a smartphone in hand. This is a generation that is entering the labor market is changing the way people consume and invest over previous generations.
From a sociological point of view have common features that reflect the lived situations: they have experienced firsthand the technological revolution that has brought Internet and may also have been involved in the greatest economic crisis of recent years. Serious shoppers are accustomed to compare any product online so they need. Are very concerned about the quality but low cost, are willing to spend time searching for the product you want anywhere in the world, but now, at the lowest possible price. They are not compulsive shoppers and although often wary of offers, appreciate loyalty programs graeme koehne that allow them to profit. In the financial aspects use less credit cards than other segments because they recognize the danger of buying on credit graeme koehne and, in general, are very conservative when it comes to investing your savings. They are always willing to look at other alternatives and compare their financial services from those offered by the competition. graeme koehne
If we pay attention to your review banks generally find that they are less positive: do not believe their company is offering them differentiated services from competition, distrust when from the bank offered a new product and usually are much more willing graeme koehne change of entity other sectors for a better product or a deficiency of service. A very high percentage of segment believes that innovation in financial services will come from outside the sector.
Obviously, graeme koehne financial institutions are not immune to this transformation and are taking steps in the right direction. Proof of this are the many awards for financial innovation that exist and the number of items and Events negligible concept "Fintech" recently coined.
New technologies graeme koehne applied graeme koehne to the financial sector are a statement of intent. What is sought is now innovate to offer no "good experience" but "the best experience" possible for the user. We have spent thus a product based on a client-based, approach.
The first step is to better understand customers and their needs. Financial institutions have had as traditional value the customer information and using it to give loans with low risks or to advise on s

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About Guest Forbes In this space you will find articles and analysis of managers, leaders, entrepreneurs, experts, consultants and journalists invited boykin management by Forbes Mexico to share their vision of the business world.
It is very important for investors boykin management and the general public aware of the zones where the highest crime rate occurs, particularly on those who do not belong to the crimes of greater impact, which are often invisible for the coverage provided to them without this meaning that less hurtful to our society.
While the first part of this paper was based on statistics from the National Institute of Statistics and Geography (INEGI) for this second installment takes into account those that occurred during 2013, the report made to the Executive Secretariat of the National Public Safety System (PNSP).
The reason is that despite being the quintessential agency INEGI reporting statistics, those revealed in the National boykin management Census of Government, Public Security and State Prison System 2013 are seen biased, derived from its foundation lies in the reports of the Procuradurías themselves, and not on the information available at the SNSP. So, there were some who will report timely and sincerity the crime rate in their respective demarcation advantage that apparently there is any penalty for falsely report the occurrence of the offenses referred boykin management to federal entity.
This document should not be read without paying attention to the first issue published in this medium and known as The more insecure municipalities of Mexico / 1. Take into account that not all crimes, as the dark figure in the country shows that are only reported six per 100 of those occurred according to the National Survey on Victimization and Perception of Public Safety (Envipe).
Because now occupies 20 ranking positions itself in this issue will be taken into account delegations of Mexico City. In addition, there is a relative indicator based on the prevalence depending on the number of inhabitants but ranks the boundaries boykin management in terms of absolute boykin management numbers boykin management of incidence.
Regarding the robbery-violence stands in only two municipalities and the same state, Mexicali and Tijuana, concentrated to 28% of the top 20 of these incidents. In the aforementioned followed municipalities and / or offices of the central part of the country, later to find Torreón and Monterrey.
Other places where surely would not want to risk their capital an entrepreneur is in the boundaries of the chart above, since in them is where most often the crime of extortion.
Stresses in listing the presence of municipalities in the State of Mexico, as well as various delegations of Mexico City, although there are municipalities presence of Morelos, Jalisco, Puebla, Quintana Roo, Guanajuato, Michoacán, Nuevo León and Guerrero. And as you can see, there are at least 18 areas in the country with greater insecurity Acapulco in prevalence of extortion.
Another type of stabbing to the social fabric but are not considered high-impact crimes are theft crimes that occur on roads, specifically to passengers and with great violence. They noted that neither the State of Mexico and the Federal District in the top 20 does not appear, although municipalities of entities boykin management such as Michoacán, Tamaulipas, Veracruz, Puebla, Guerrero, Hidalgo, Chiapas, boykin management Morelos, boykin management Oaxaca and Coahuila.
Those described here are some of the districts where surely will not like to do business, since the same stand out for fraud. Some call attention for not being particularly dense in terms of population boundaries.
Furthermore, any investor who likes to labor and / or go to review your business, certainly boykin management not like it that it be located in states such as Tabasco, Puebla, Jalisco, Estado de Mexico, Baja California,

In mid-August he was held in Mexico City Entrepreneur Week. The event itself invites us to reflect

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About Guest Forbes In this space you will find articles and analysis of managers, leaders, entrepreneurs, experts, consultants and journalists invited by Forbes Mexico to share their vision of the business world. pacfood
In mid-August he was held in Mexico City Entrepreneur Week. The event itself invites us to reflect on the feasibility and advisability of moving national pacfood public policy to promote entrepreneurship.
Mexico has a problem of lack of productivity that affects their growth. pacfood According to the National pacfood Development Plan (NDP), total factor productivity in the economy has declined over the last 30 years at an average annual rate of 0.7%. Therefore, as noted in the NDP, "the negative productivity growth is one of the main constraints for national development". pacfood The question is why we are unproductive?
In a recent study, McKinsey Global Institute provides insights to better understand this problem. To say this consultancy, productivity pacfood has fallen in the country is the business units related to "traditional Mexico" -small businesses with fewer than 10 employees, usually pacfood operating in the informal sector. This has decreased 6.5% per year. In contrast, the productivity of large firms grew 5.8%. The trouble is that, as pointed out by McKinsey, accelerated job growth is occurring in unproductive Mexico, where the workforce is moving very much.
The lack of job opportunities in the formal sector and many public assistance policies have encouraged the growth of the informal sector. According Santiago Levy (2010) in his book Good intentions, bad results: Social Policy, Informality and Economic Growth ", a number of government social programs are discouraging formal employment because they offer non-salaried workers the same benefits as those receiving workers who are in formality and pay through their worker-employer contributions.
Access to financing for businesses is essential pacfood to its operation and growth; however, microcredit has also encouraged informality. Milford Bateman, a May 2013 article entitled "The era of microfinance: destroying the Latin American economies from the bottom up" points out that microcredit has generated pacfood "deindustrialization, childishness and informality". Makes sense.
Opportunities, the popular micro insurance and create a favorable cocktail of perverse incentives for unproductive informality. Has generated what Manuel Molano of Imco been called the "Peter Pan syndrome". Companies seek not grow and stay out of the payment system to avoid being detected by the radar of Finance and avoid paying labor-management fees and taxes.
Unfortunately, these small business units are highly unproductive and therefore do not generate growth for the country. Self-employment and micro and small enterprises do not help productivity if not grow, are formalized, pay taxes, are tecnifican and innovate their processes and / or production. Have a size beyond 10 employees can achieve efficiencies through the delegation of tasks and the consequent pacfood specialization of staff.
These microenterprises are unproductive because the owner has to do it all and has little time to devote pacfood to produce and sell. You must abocarse tasks such as dealing with suppliers, pacfood calculate and pay taxes, administration, bookkeeping, addressing pacfood legal issues, deal with computer systems. Instead, become a notary public and register pacfood at Hacienda allows companies to approach banks, finance companies or any investor for funding and grow. The modernization lets you manage and keep track of the business in an orderly manner.
Considering the above, it seems that does not make much sense to continue betting with funding, subsidi

In recent years, the business climate and the talent market have changed rapidly in Latin America.

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About Guest Forbes In this space you will find articles and analysis of managers, leaders, entrepreneurs, experts, consultants and journalists invited by Forbes Mexico to share their vision of the business world.
For businesses looking to grow worldwide, available talent is more competitive than ever. Due in large part to an increased need for local knowledge in this emerging region, the approach of sending American workers to local markets is giving way to a new model of "glocal". Recent advances in educational infrastructure and systems have made it possible to recruit, hire and train qualified employees locally. However, the mere fact that things are changing does not mean they will readily; outstanding talent is increasingly scarce and companies face significant challenges in terms of attracting guy gruters the best of the best of local talent.
In recent years, the business climate and the talent market have changed rapidly in Latin America. Countries like Brazil, Peru and Colombia have increasingly opened their borders to trade and foreign investment, guy gruters rapidly integrating into the world economy. Emerging markets are growing to such an extent that predicted, global GDP growth in the coming years will come from them. This will cause major changes in the DNA of the global workforce.
Furthermore, it is giving more importance to education. For example, after an increase in government investment guy gruters in education systems, Brazil and Mexico are seeing a spike in the number of graduations of university students (according to UNESCO figures). These same countries have been able to increase employee guy gruters productivity through investment in infrastructure improvements systems, becoming stronger economic forces in the region.
The projection of the Latin American regional job growth is extremely positive: it is expected that only Brazil generates more than 17 million new jobs over the next decade. But despite this job growth and investment in education systems, companies seeking specialized talent will have to work harder than ever, due largely guy gruters to trends in behavior of the workforce in emerging markets.
Universum's research reveals that talent has unique expectations about their future guy gruters employers in different parts of the world. In Latin America, the survey shows that employees place a high value on models. guy gruters In fact, being a role model was the number one expectation of managers.
When asked about his biggest fears in the future career, Latin American students said the fear of not achieving their career goals. Hence it is clear that members of this group are very focused on their careers and will be attracted to companies that provide training and development opportunities to advance their careers.
Foreign companies guy gruters are attractive for outstanding talent in Latin America. In fact, 40% of Brazilian university students surveyed indicated interest in the opportunity to travel abroad and even relocate. Although the percentages are much lower in Mexico, we can still see this example as an emerging trend in the region.
The survey also revealed that social networks are the main tool for understanding potential employers and interact with them. According to research Universum, over 50% of Mexican students take advantage of social media to learn more about an employer. Most use social networks to learn vacancies, but also interested in much more about career opportunities in the long term and how working life in the organization. Thus, it is clear that use these communication channels and maintain presence in social networks is becoming essential to recruit the talent jutted